CLIME
Risk Disclosure
v1.3 · 2026-07-23
Investing, yield, and deposits/withdrawals on CLIME involve points you should know. Read this before signup, invest, or agreement signature. This Disclosure applies with each product agreement.
1. Principal (at maturity) and yield (by product)Expand to read this section.
On every CLIME investment product: if you hold through the hold period until maturity, we return your full invested principal with no fee. Leaving early before maturity applies exit fees and return of yield already paid; full principal guarantee does not apply then.
Weekly yield differs by product and is not a confirmed amount. Fixed products describe a weekly payout structure based on the shown yearly estimate % — not a “100% yield guarantee.” Variable products may change the applicable rate by week.
Shown yearly estimate %, yield received so far, and LIVE activity figures are reference/marketing—not confirmed returns. Weekly payout rates are set by operators within the displayed band and may vary. We do not promise fixed daily %.
We do not promise principal return and weekly yield as one combined guarantee. Singapore registration, MAS credentials, and real facilities are not principal collateral.
2. Hold period and leaving earlyExpand to read this section.
Principal can be withdrawn in full with zero fee only after the hold period ends. Before then, principal stays invested.
Leaving early applies an exit fee and full return of weekly yield already paid on that item, so proceeds can be far below principal. Full principal guarantee does not apply then. Decide using the confirmed numbers shown in-app.
3. Deposit/withdraw and networkExpand to read this section.
Deposits may not credit until operator approval. Crypto sent to the wrong network/address may be unrecoverable.
Withdrawals may be reviewed, held, or rejected (name mismatch, incomplete identity verification (KYC), PIN errors). Timing depends on deposit method and operations.
4. Match bonuses and short locksExpand to read this section.
Crypto deposit match bonuses follow policy and tiers; some are briefly locked and paid later. Early withdraw or policy breaches may recover unpaid bonus amounts. Do not treat bonuses as risk-free yield.
5. Activity and marketing displaysExpand to read this section.
LIVE tickers, join feeds, seats/timers, marketing activity displays, and the in-app activity index are growth/marketing displays. Wallet and growth numbers may appear together on screen. Withdrawals and payouts follow your confirmed wallet transaction records only. They are not stock quotes or how weekly payouts are calculated. Mistaking them for personal returns can lead to bad decisions.
6. Technology and operationsExpand to read this section.
Outages, maintenance, third-party infra delays, security incidents, or policy/law changes may limit use. We do not claim systems are “unhackable.”
7. Identity and regulationExpand to read this section.
Identity verification (KYC) and manual review may be required; incomplete identity verification (KYC) can block withdrawals. False documents are grounds for rejection/restriction.
This is not investment advice. You participate at your own judgment and risk. For questions, use in-app Help and Support.
8. Tax and in-app deductions (product notice)Expand to read this section.
CLIME is an overseas-operated asset and income service. For amounts users receive in the app, the app does not withhold tax first, and we do not guide users to file or pay a separate tax through the product.
Amounts shown as “to receive” are on a no in-app tax-deduction basis. This section is a product notice about tax messaging—not a promise of confirmed weekly yield.
9. AcknowledgementExpand to read this section.
Checking Risk Disclosure at signup and signing a product agreement means you understand full principal return if held to maturity, product-specific yield (fixed/variable), and that leaving early is an exception to full principal guarantee.