Terms of Use

CLIME is an Asset + Income OS for understanding and managing future assets—not a “get rich quick” app. Features include investment products, weekly yield payouts, deposit match benefits, missions/invite rewards, and AI coach guidance.

Shown yearly equivalents, yield received so far, and growth figures are reference/marketing. Withdrawals and payouts follow confirmed transaction records only. Maturity principal return follows §5 and is never combined in one sentence with a weekly-yield guarantee.

You must be 18+. Signup requires legal name, birth YYMMDD, RRN gender/century digit, phone, nickname, and email.

Nicknames are used in community and live activity displays and are separate from legal name. Duplicate identity fingerprints, nicknames, or emails are not allowed.

You are responsible for account credentials and withdraw PIN. False identity or multi-account abuse may result in restriction.

Balances follow confirmed transaction records. Users cannot directly edit their own balances.

Deposits post after operator approval. Withdrawals follow the same method as the deposit (KRW or crypto) with visible statuses.

Operators may grant, deduct, or adjust balances for policy, dispute, or error correction with audit logs and notifications.

Participating in core products (Green Energy, AI Power, Robot Workforce, Global Infra, etc.) requires reviewing the in-app agreement and confirming signature. Investing does not start without acceptance.

Additional invest creates a new investment item; it does not top up an existing one. My Investments shows each item’s principal, yield received, hold period, and maturity separately.

Allowed currencies are KRW or USDT/USDC as product-configured. Deposit and withdraw/yield methods stay aligned.

On every CLIME investment product: if you hold through the hold period until maturity, we return your full invested principal with no fee. Leaving early before maturity applies exit fees and return of yield already paid; full principal guarantee does not apply then.

Principal may be withdrawn in full with zero fee only after the hold period ends. Free pre-maturity principal withdrawal is not available.

Leaving early before maturity applies (1) a product exit fee and (2) full return of weekly yield already paid on that item; remaining expected yield is forfeited. You must confirm net amount, fee, and return-of-yield figures before proceeding.

Singapore registration, MAS credentials, and real facilities are not principal collateral. Principal return follows CLIME operating policy and agreement terms.

Payouts are weekly by default. Operators confirm a per-product weekly rate within the displayed band; net of fees credits available balance. Payouts use the CLIME brand (CLIME · Singapore-registered CLIME CAPITAL MANAGEMENT PTE. LTD. (Singapore company no. UEN 201902677C)). Facilities and partners are not CLIME equity or contracted ownership, and facility operators do not remit funds directly to users.

Weekly yield differs by product and is not a confirmed amount. Fixed products describe a weekly payout structure based on the shown yearly estimate % — not a “100% yield guarantee.” Variable products may change the applicable rate by week. We do not promise fixed daily %.

Numbers on the in-app activity index are for guidance only — not a stock quote or confirmed cash — and are not how weekly payouts are calculated.

CLIME is an overseas-operated asset and income service. For amounts users receive in the app, the app does not withhold tax first, and we do not guide users to file or pay a separate tax through the product.

Amounts shown as “to receive” are on a no in-app tax-deduction basis. This section is a product notice about tax messaging and matches AI Coach, Help, and the Risk Disclosure.

Approved USDT (and similar) deposits may receive tiered match bonuses under policy; some benefits may be briefly locked and paid later, or subject to recovery rules.

LIVE activity ticks, participation feeds, and the in-app activity index are growth/marketing displays. Wallet and growth numbers may appear together on screen, but withdrawals and payouts follow your confirmed wallet transaction records only.

First withdrawal may require ID (+ optional selfie) upload and manual review. We do not use paid PASS / 1-won bank verify services.

A 6-digit withdraw PIN may be required. KRW holder name mismatches vs legal name may place withdrawals on hold for review.

Prohibited acts may lead to restriction, investment closure, reward recovery, or legal action.

• False identity/documents, account takeover, automation abuse
• Attempts to bypass records, balances, or approvals
• Misrepresenting activity or participation displays as personal balances
• Abuse of invest/withdraw against law, Terms, or risk disclosure

We may change or suspend features for operations. Material changes are announced in-app. Amended Terms show version and effective date.

To the extent permitted by law, we limit liability for market, network, partner, device, or connectivity losses, unmet expected yield, and outcomes when you leave early. Intentional misconduct or gross negligence follows applicable law.

These Terms are governed by the laws of the Republic of Korea. Contact support via in-app channels.